All insurance companies have all lists of discounts they give customers. Automobiles with extra safety features like passenger air bags and security features that disable the starter if the automobiles are broken into are safer for an insurance company to insure. The owners are rewarded with cheaper insurance premiums. Full-time students with high grades and people who take defensive driving courses have fewer accidents and get discounts. Drivers searching for car insurance orange county should review the list of discounts to take advantage every discount they qualify for.